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If you’ve avoided accidents and tickets, you might qualify for significantly lower car insurance rates – and telematics can prove it. Telematics refers to the use of in-car technology (usually a small plug-in device, smartphone app, or built-in connected car system) that tracks your driving behavior. Insurers then set discounts or premiums based on how safely you actually drive.

Potential perks

  • Lower premiums for safe driving and low milage

  • Discounts for anti-theft devices and advanced safety features

  • EV/hybrid and homeowner discounts with some carriers

🥇Today’s Top Story

💉 mRNA COVID Vaccines Aren’t Cancer Treatments, But They May Spark Your Immune System to Destroy Rogue Cancer Cells.

Getting your seasonal COVID vaccine remains one of the best ways to protect yourself from severe illness, and it may carry an unexpected side benefit: boosting the same immune defenses that fight cancer.

The Daily Newsletter for Intellectually Curious Readers

Join over 4 million Americans who start their day with 1440 – your daily digest for unbiased, fact-centric news. From politics to sports, we cover it all by analyzing over 100 sources. Our concise, 5-minute read lands in your inbox each morning at no cost. Experience news without the noise; let 1440 help you make up your own mind. Sign up now and invite your friends and family to be part of the informed.

🎃Seasonal Content

Halloween is one of the most exciting nights of the year for kids and families. Costumes, decorations, and the thrill of collecting candy make it a night to remember. But along with the fun, trick-or-treating comes safety concerns that parents and caregivers should keep in mind.

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Halloween is full of thrills, from haunted houses and spooky movies to the sudden scare that makes your heart jump. And it makes us wonder… can a jump scare actually be dangerous or even fatal?

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💕Popular at Let’s Talk Rx

🎹Neo-soul Icon D’Angelo Passes Away at 51 After Battle with Pancreatic Cancer

When legendary R&B artist D’Angelo passed away, the news reverberated far beyond the music world. His death shone a light on a disease that often hides in plain sight — pancreatic cancer.

 
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🎬Family of Diane Keaton Confirms Oscar-Winner’s Death Was Pneumonia

Keaton, who starred in Annie Hall, The Godfather trilogy, Father of the Bride and others passed away at age 79 after a battle with pneumonia.

🗽 Public Health

As Shutdown Drags on Millions Could Lose Access to Their Healthcare

When most people hear the phrase “government shutdown,” they think of national parks closing, federal workers missing paychecks, or delays at the airport. But if the current standoff in Washington continues, the consequences could reach much further—into the doctor’s office, the pharmacy, and the family budget.

 
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😰Managing Political Stress and Mental Health in Turbulent Times

Mental health providers have observed that many patients tie their stress, insomnia, or depression directly to political events.

🩺Explanations from Experts

After Dinner Walks: A Simple Habit with Big Health Payoffs

It turns out that taking a walk after you eat dinner may be one of the healthiest things you can do for your body.

IBS and IBD Share Symptoms, But Aren’t the Same Condition

If you or a loved one experiences digestive issues, you may have heard the terms IBD and IBS. While they sound similar, they are distinct conditions with different causes, treatments, and implications for health.

What is Your Gut Microbiome and Why is it So Dang Important

If you’ve heard people talking about “gut health” lately, you’re not imagining it: your gut is a hotspot for overall health, and the community of microorganisms living there — collectively called the gut microbiome — plays a starring role.

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